Trade and class codes
Electrical, plumbing, drywall, carpentry, concrete, HVAC, painting, roofing, excavation, and other trades may rate differently.
California contractor workers comp
Construction and trade contractors can submit class codes, payroll, license details, ownership, and prior coverage for workers compensation quote review.
Contractor details
Electrical, plumbing, drywall, carpentry, concrete, HVAC, painting, roofing, excavation, and other trades may rate differently.
Separate payroll by class code when employees perform different operations. Dual wage classes may require high wage payroll details.
Carriers often ask whether certificates are collected from subcontractors and whether uninsured subcontractor exposure exists.
Common contractor questions
Eligible contractor submissions can move from application to proposal review. Some trades need underwriting, especially higher hazard operations or missing prior coverage details.