1. Describe the business
Enter the legal name, entity type, FEIN, years in business, locations, contact information, and desired effective date.
California online workers compensation quotes
Get an instant workers comp quote online.
Submit one application and compare available workers compensation options from multiple carrier markets. Eligible California businesses can see quote options within minutes; accounts needing additional underwriting receive a guided review.
No quote is active coverage until the carrier confirms binding and all requirements are completed.
Apply online
Match carriers
Compare options
E-sign and pay
Request binding
One online application
Enter payroll, class codes, ownership, and insurance history once.
Options within minutes
Eligible submissions can return available carrier quote options quickly.
Licensed California agency
Solution One Insurance Services · California license 0C86753.
Instant online quote process
From business details to comparable quote options.
An online quote is faster when the application contains the information a carrier would otherwise request through repeated emails or phone calls. The application collects the core rating and underwriting details in one structured flow.
2. Add employees and payroll
List employee duties, California workers compensation class codes when known, employee count, and estimated annual payroll by operation.
3. Complete underwriting questions
Provide ownership, prior coverage, loss history, subcontractor exposure, safety, and trade-specific details that may affect eligibility.
4. Compare available quotes
When markets return options, review the carrier, estimated premium, down payment, installments, fees, and any conditions still required.
5. E-sign and submit payment
Select an option and complete the carrier's required documents and payment steps through the secure online workflow.
6. Confirm coverage
Your agent completes the binding handoff. Coverage and certificates follow only after carrier confirmation and policy issuance.
What “instant” means
Fast quote options for eligible risks—not a shortcut around underwriting.
“Instant” describes how quickly an eligible account may receive quote options after a complete online submission. It does not mean every business qualifies automatically, that the first number is final, or that coverage is already bound.
Some accounts need an underwriter to review operations, losses, experience modification, ownership, a lapse in coverage, or higher-hazard work. The same online application still helps by giving the agent and carrier a more complete starting point.
- More likely to quote immediatelyComplete applications, clearly described operations, accurate class codes and payroll, and acceptable carrier eligibility.
- May require manual reviewConstruction or hazardous work, new ventures, prior losses, coverage gaps, multi-state exposure, or unusual ownership.
- Quote is not a policyRates and terms remain subject to carrier review, required documents, payment, and final binding confirmation.
- Help is availableA licensed agent can clarify missing information and move a non-instant submission toward underwriting review.
Prepare before you begin
Information that helps prevent an online quote delay.
Business identity
Legal entity name, DBA, FEIN, mailing and work addresses, ownership percentages, and contact details.
Operations
A specific description of the work employees perform—not only a broad industry label or contractor license classification.
Payroll details
Estimated annual payroll separated by employee duty and class code, plus the number of full-time and part-time workers.
Insurance history
Current or prior carrier, policy dates, premium, cancellation information, experience modification, and available loss runs.
Contractor details
CSLB number, work heights and depths, subcontractor costs, certificates collected, and the split between service and new construction.
Requested coverage date
The date coverage should begin and any certificate or contract deadline. A quote alone does not satisfy a coverage requirement.
Online quote questions
Before you start an instant workers comp quote.
Can I really get workers comp quotes instantly?
Eligible businesses may see available quote options within minutes. Timing depends on complete information and carrier eligibility. Some accounts must be reviewed by an underwriter.
Can I compare more than one carrier online?
When multiple markets return options, the proposal workflow displays available choices so you can compare pricing, payment terms, and conditions.
Is the online workers comp quote free?
There is no obligation to accept an available quote. Any carrier premium, taxes, or separately disclosed agency fee appears before payment.
Can I buy and bind the policy online?
Eligible applicants can select an option, e-sign, and submit payment online. Coverage is not active until the carrier or authorized agency representative confirms binding.
When will I receive a certificate?
The agency can issue or request a certificate after coverage is confirmed and the policy number is available. A quote cannot be used as proof of insurance.
Where can I learn about California requirements?
Read the California workers compensation insurance guide or review information from the California Division of Workers' Compensation.
Start now
Request your workers comp quote online.
Have your class codes, payroll, ownership, prior coverage, and loss information ready. Complete submissions have the best chance of returning usable options without delay.